The ways that employers are delivering health benefits to their employees is changing dramatically. Compared with a few years ago, employers today have a greater ability to control their own destiny. Annual double-digit percentage increases in your sponsored health plan no longer have to represent your future. While the fate of the Patient Protection and Affordable Care Act is uncertain, the act spurred a period of grass-roots innovation to the benefit of mid-sized employers willing to break from the status quo where they had little power or influence. New models have been firmly established, are fully ERISA- and/or PPACA-compliant, and give employers more flexibility to create a future customized to their liking.
As an independent employee benefits brokerage and consulting firm, we evaluate a multitude of approaches and make individualized recommendations based on your wants and needs. We’re eager to share our strategic vision with you.
Our first step in the strategic planning process is to provide you with the knowledge you need to make informed decisions. Through interactive discussions between our team and yours, our goal is to develop an effective, long-term benefits strategy built to attract and retain the best talent for your firm.
Working with your management team, we establish short- and long-term goals for your benefit plans based on:
• Budget constraints
• Risk tolerance
• Target benefit levels
• Administrative load